Taking financial literacy to the apps
As we approach Financial Literacy Month, it’s enlightening (and maybe a little frightening) to look at the ways people learn to manage their money. [Continue]
As we approach Financial Literacy Month, it’s enlightening (and maybe a little frightening) to look at the ways people learn to manage their money. [Continue]
There is room for more players among the largest credit card companies. [Continue]
Federal Reserve Board Governor Christopher Waller was in the Twin Cities recently and I had a chance to listen to him speak on monetary policy. He was asked about real estate. [Continue]
One year after the failures of Silicon Valley Bank and Signature Bank, there are once again fears that a new banking crisis is on the horizon due to stress in the commercial real estate sector, along with calls to increase the FDIC deposit insurance limit. [Continue]
If you understand your customers enough to anticipate their needs, you have a better chance of winning them over as lifelong customers. [Continue]
“Institutions cannot afford to take a haphazard approach to deposit growth,” said Bankjoy Senior Vice President Shaw Taylor. “You need a strategy that balances market conditions with your resources.” [Continue]
The Consumer Financial Protection Bureau’s recent capping of credit card late fees at $8 continues the bureau’s erroneous view of the expense as an unnecessary “junk fee.” [Continue]
The basic notion has been for some time that we want to have risk-based capital standards, and we want to risk-weight the assets. [Continue]
Earlier in my life I was an all-cash guy, but now I am an all-plastic guy. Credit cards have evolved into a handy way to pay for things and I hope it stays that way. [Continue]
BankBeat’s Tom Bengtson discusses the challenges bankers are facing with Lance Caldwell, sales director in the Capital Markets Division of UMB Financial. [Continue]