Opinion

#QuickTakes: Lance Caldwell

BankBeat’s Tom Bengtson discusses the challenges bankers are facing with Lance Caldwell, sales director in the Capital Markets Division of UMB Financial.  [Continue]

Questions, risks permeate CBDC discussions

I attended Federal Reserve Gov. Christopher Waller’s speech last Thursday at the University of St. Thomas in Minneapolis. Though much of his speech focused on why the Fed should temporarily delay lowering interest rates, Waller also briefly touched on his opposition to a central bank digital currency. [Continue]

CRE storm could ensnare community banks

Editor’s note: This column ran in the Feb. 22 edition of The Pulse, a weekly BankBeat email sent to subscribers which also includes top stories from the previous week.  If I had set aside $10 every time a community banker admitted to me that they were “bad at telling their own story,” I’d be writing this essay … Read more

Liquidity planning in a digital age

Bank building photo

The collapse of Silicon Valley Bank almost a year ago demonstrated the damaging consequences of an old-fashioned bank run when combined with the latest digital technology.  [Continue]

Planning to adopt FedNow? Ask these questions.

Abhishek Veeraghanta image

The FedNow Service is poised to change how Americans move billions of dollars through the banking system. There’s no reason for your institution or its account holders to miss out on this opportunity.  [Continue]