How community lenders can make home equity a lead product
Despite liquidity issues and a difficult housing market, now isn’t the time for community lenders to panic or succumb to short-term thinking. [Continue]
How to avoid community lenders’ most common tech mistakes
As the demand for digital banking experiences continues to rise, community lenders need to focus on making these experiences as streamlined and secure as possible. [Continue]
From carwashing to pig butchering, fraud is a constant threat
Ariel Tiger, CEO of EverC, a fintech specializing in merchant fraud monitoring, talked with BankBeat about the evergreen topic of fraud and how to thwart it. [Continue]
Management lessons discovered in the K-Cup drawer
We have a Keurig coffee maker in our breakroom. There is nothing special about it, but if you open the drawer where our selection of K-Cups is located, it can reveal some interesting insights for managers. [Continue]
Top factors to consider before implementing FedNow
While the industry continues to buzz with differing opinions surrounding FedNow, a universal truth is that it should be approached carefully and strategically. [Continue]
End of student loan pause offers an opportunity
BankBeat magazine talked to EarnUp Co-Founder and CEO Nadim Homsany about the current difficulties student borrowers face with repayment rules shifting.
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To be successful, approach banking as a philosophy
In banking, there are many ways to skin a cat. Yet those who have done it best approach it, again, not as a trade, but instead as a philosophy. [Continue]
Staying ahead of the curve on website trends
Having collaborated with hundreds of banks on their websites, I am eager to share our insights gained over the years and provide a glimpse into the future of web development. In an ever-changing digital landscape of compliance, marketing trends and user experience, it can feel hard to stay ahead of the curve. [Continue]
Deposits: The value of volume
No matter the market, a bank today likely has competitors offering 5.5 percent on a certificate of deposit. With competitors pushing the pricing envelope, leaders certainly may wonder: Will high cost of funds become a threat to return on assets? [Continue]
Reminders for regulators
Regulatory agencies are supposed to enforce laws written by Congress. Activist regulators who want to take matters beyond the letter of the law have a right like anyone else to work the political system to change the law. [Continue]