May 1, 2008, was the first time I ever heard a speech on climate change in the context of a banking meeting. The annual “Day with the Superintendent” was taking place in West Des Moines, and former Iowa Governor Tom Vilsack opened a 45-minute speech by declaring “climate change is real.” I think the speech caught a lot of people off guard, as evidenced by the tepid audience applause at the conclusion of his remarks. In 13 years, the climate change discussion has moved to the center of the policymaking agenda . . .
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