Highland Bancshares, Inc., Saint Michael, Minn., authorized to acquire Boundary Waters Bank, Ely, Minn.
Capra Financial Inc., Montezuma, Iowa, filed to become a bank holding company by acquiring Peoples Savings Bank, Montezuma.
Dentel Bancorporation, Ames, Iowa, filed to engage de novo in extending credit and servicing loans.
FSB Financial Services, Inc., Waterloo, Iowa, filed to acquire shares of Scenic Community Bancshares Corporation and thereby acquire shares of Iowa Falls State Bank, both of Iowa Falls, Iowa.
Matthew N. Lujano, Carroll, Iowa, filed to acquire 10 percent or more of Halbur Bancshares, Inc., Westside, Iowa . . .
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