Geoff Rand has joined First National Bank and Trust Company of Beloit, Wis., as vice president and retail market manager. Rand is responsible for FNBT’s branches in Rock County, including the four branches in Beloit as well as the Clinton and Janesville offices. Rand comes to FNBT with 25 years of banking experience, most recently at BMO Harris Bank in Janesville, Wis., where he was branch manager and, earlier, group market manager. A graduate of the University of Wisconsin-Whitewater, Rand has a bachelor of business administration degree with an emphasis in finance.