Rethinking CD early withdrawal penalties
What would happen to investor demand in the bond market if U.S. Treasuries were subject to early withdrawal penalties similar to bank certificates of deposit? [Continue]
Print Issue: 2025-April edition
USDA, farm loan program need update to be ready for the future
There has been much focus recently on shrinking the size of, and increasing the efficiency of, the federal workforce. USDA will not be immune from these painful discussions. [Continue]
Bank On Women focuses on growth even as DEI comes under fire
Diversity, equity and inclusion is all over the news. One of the first moves by the Trump administration was to dismantle DEI initiatives throughout government. [Continue]
Self-proclaimed ‘association nerd’ serving N.D.’s independent banks
With a membership of 50 banks, and room to grow that number by less than two dozen, Alexis Baxley, president of the Independent Community Banks of North Dakota since last July, believes there still exists a need for community bank specific representation. [Continue]
Now might be the time for credit unions to be taxed
At least until the midterms, banking industry advocates have a better chance than ever to reshape the applicable tax policy. [Continue]
Personal service remains the key in opening doors for small businesses
Attracting and retaining small and medium-sized business customers for community banks is as competitive as it’s ever been, if not more so. [Continue]
CorTrust President, CEO Jack Hopkins takes the reins as 2025-26 ICBA chair
With his children now grown, Jack Hopkins sees the current environment as ideal to continue his family’s legacy of advocating for the industry. [Continue]
Bank builds brand through charity support, commercial focus
Tradition Capital Bank of Wayzata, Minn., has expanded its support for a golf-themed charity event to Arizona to boost the community as well as its business. [Continue]
Upper Midwest banks find success in Grand Canyon State
Banks headquartered in the Upper Midwest with Arizona branches say their presence is bringing immediate financial benefits. They view the Arizona market as a way to serve a booming population while showcasing their brands to existing and prospective customers alike. [Continue]
State Filings-Midwest (April 2025)
State filings were reported in Iowa, Nebraska, North Dakota, South Dakota and Wisconsin. [Continue]