Straight Talk: Banker ‘to do’ list

      Early in the new year, I develop a “to do” list for my business. If I were a banker, here is what my list might look like for 2011:

      No. 1. Develop a strategy for retaining deposits. Regulators love core deposits, and although liquidity is generally good now, that may change as equity markets improve. Give people a reason to keep their money in your bank. Use a high level of personal service or great technology to make it easy for customers to put . . .

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