Regulators are increasingly focusing on the real estate component of bank loan portfolios. Bankers with exams scheduled in the coming months would be wise to know the details of every commercial real estate loan they hold, particularly those involving the development of residential housing projects. No bank is going to get a pass on real estate loans this time around, especially if they trigger some of the red flags in the FFIEC’s CRE guidance issued two years ago. Consider these four observations regarding the real estate lending environment:First, real estate professionals say it’s all . . .
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