Straight Talk — Resolutions

      Given that it is two weeks into 2009, you may have already decided to drop your New Year’s resolutions. I am here to suggest four new ones. You will be a better banker a year from now if you are able to follow up on even one of these.

      No. 1: Redirect wasted effort. This resolution requires two-part action. First you need to identify programs or projects that are consuming resources with little or no return. Maybe it’s a product or a marketing . . .

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