It is relatively easy to be a manager in good economic times; the real test comes in times like these – when we are teetering on recession. Bank managers who have worked through previous economic downturns are in a better position to manage difficulties today than those who have only known good times.Bankers are in rough waters these days. Nine percent of the 3,523 banks in the 14 states that constitute the NorthWestern Financial Review coverage area lost money in the first quarter. A year ago, 6 percent of the banks lost money . . .
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