M&A Series Part 10: Employment matters

In the final installment of our M&A series, we cast an eye on employment agreements. In any transaction the treatment of people who work at the selling organization is as important as any other facet of the deal. [Continue]

M&A Series Part 9: Third-party agreements

Continuing the special contract provisions discussion, how should you treat third party vendor agreements, and the allocation of payments for any fees that may arise out of the disposition of those? [Continue]

M&A Series Part 8: Operational covenants

Special covenants are always at the heart of the deal, but certain operating covenants set an expectation between buyer and seller on the operation of the organization from the date of the agreement through closing. [Continue]

M&A Series Part 7: Representations and warranties

There can be a push-pull between a buyer’s desire for the seller to stand behind the operations of the bank being sold, and the seller requiring a buyer to perform due diligence and take ownership of the acquired bank. [Continue]

M&A Series Part 6: Noncompetition provisions

A non-competition provision will help a buyer protect its investment, particularly when a seller is only selling a portion of their operations and will continue operating following the closing. [Continue]

M&A Series Part 3: Financial condition

This month, BankBeat takes a magnifying glass to M&A activity. Part 3: With purchase price and terms of the deal hammered out, the parties will then turn towards the nuts and bolts of the transaction. [Continue]

M&A Series Part 2: Payment terms

This month, BankBeat takes a magnifying glass to the merger and acquisition activity underway in the community banking industry. Now that you’ve set the purchase price, exactly how will that payment be made? [Continue]

M&A Series Part 1: Purchase price

This month, BankBeat takes a magnifying glass to the merger and acquisition activity underway in the community banking industry. First up: Purchase price and its factors. [Continue]