The trouble with cash

The National Retail Federation has predicted a strong holiday shopping season. In its October survey, consumers said they expected to spend an average of $1,047, up 4 percent from what they had planned to spend last year. It’s the 10th consecutive year of increased consumer holiday spending. [Continue]

Iowa banker finds growth worth the effort

Peg Scott doesn’t play the blame game but neither does she settle. It was an inclination toward positive action which sparked Scott to pursue a college degree as a non-traditional student after being passed over for a promotion, spurred her to assemble a group of investors to buy the bank where she worked, and inspired her to be a leader with the Iowa Bankers Association.  [Continue]

Investor logic and capital plays

A customer-centric culture and having capital to serve a market are tried-and-true ways to achieve steady organic growth. To drive exponential growth like 40-year-old President and CEO David Saber is doing requires a strategic X-factor. And capital. Park Financial Group has both in Andy Redleaf, its primary shareholder. [Continue]