Straight Talk: The art of discretion

We live in a world where thoughtless people share the intimate details of their lives in cell phone conversations loud enough for anyone within earshot to hear. Newspapers publish peoples’ salaries, and young women and men commonly walk around with their underwear showing. Let’s face it: this is an era where discretion has basically been … Read more

Consumer credit delinquencies on the rise

Continued stress in the housing market combined with general weakness in the overall economy contributed to an increase in the delinquency rates for home equity lines of credit and bank cards during the first quarter of 2008. [Continue]

Straight Talk: Congratulations and Thanks

We are pleased to conclude our Rising Star honorees for 2008 with the presentation of four additional outstanding young bankers in this edition. In the June 15-30 edition, we featured bankers from North Dakota, Nebraska, Minnesota and Iowa; in this edition, you will find features on selections from Indiana, Illinois, South Dakota and Wisconsin. Since … Read more

Reporters all over First Integrity bank failure

Because of a special arrangement the FDIC made with a Wall Street Journal reporter, and because of the unusual candor of a bank president, much more information is available about the closing of First Integrity Bank, N.A., in Staples, Minn., than is typically available when regulators close a bank. [Continue]