I have long been an advocate for “pruning and planting” in the credit portfolio. Now, the notion of “planting” is usually pretty familiar to the credit staff I work with around the country. Especially these days, growing the credit portfolio is on everyone’s mind. All credit institutions are working hard to plant more assets in their portfolios. [Continue]
Bankers must know the competition in order to beat them. [Continue]
Consider post-merger culture before pursuing deal [Continue]
Respond early to struggling borrowers. [Continue]
Improve your bank by developing a tight culture. [Continue]
When I was younger, there was a classic game show called Truth or Consequences. The show, which started in radio, ran for more than 20 years on television. It was so popular that the town of Hot Springs, N.M., changed its name to “Truth or Consequences, N.M.” [Continue]
Credit quality issues? Sure, everyone inside and outside our industry is aware that there are plenty of credit concerns around us these days. [Continue]