Refined lending approach attuned to business lifecycles

Refined lending approach attuned to business lifecycles

/ Features
The best companies in your loan portfolio are likely the ones at capacity, providing stable and predictable return on investment. It doesn’t matter if these firms are large economic enterprises or small mom-n-pop shops — sales and earnings variances are low and businesses experience planned growth with long term stability ...
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Revising CRA: Recommendations to facilitate change

Revising CRA: Recommendations to facilitate change

/ Regulation
Is it enough to object to the current method by which banks’ CRA activities are audited and evaluated, without first ...
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Old National CEO is retiring

Old National CEO is retiring

/ Promotions & New Hires
Bob Jones is retiring as CEO of Indiana’s Old National after more than 14 years with the company and almost ...
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Successful promotion doesn’t have to mean leading people

Successful promotion doesn’t have to mean leading people

/ Hiring & Retention
We have all been there: Overwhelmed with projects, direct reports and responsibilities. We look to our highest performers to step ...
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Chronicles

Glacier announces Utah deal

/ Chronicles
Montana-based Glacier Bancorp has signed a deal to acquire FNB Bancorp, the bank holding company for The First National Bank ...
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Bell Bank parent selling Discovery Benefits

/ Chronicles
State Bankshares, the parent company of Fargo, N.D-based Bell Bank, announced Jan. 17 it signed an agreement to sell its ...
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Frandsen to acquire Alerus office in Duluth, Minn.

/ Chronicles
Frandsen Bank & Trust plans to purchase a Duluth, Minn., branch from Alerus Financial, N.A. Richard Hoban, director of corporate ...
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Heartland subsidiaries part with loan portfolio

/ Chronicles
Citizens Finance Co. and Citizens Finance of Illinois Co., have completed the sale of their existing loan portfolios totaling approximately ...
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Indiana’s First Financial to acquire Kentucky bank

/ Chronicles
First Financial Corporation and HopFed Bancorp, Inc., announced that HFBC will merge into First Financial in a cash and stock ...
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First International acquires Moorhead insurance agency

/ Chronicles
Johnson & Johnson Insurance will become part of Watford City, N.D.-based First International through its insurance subsidiary ...
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People

Michigan gets new banking director

/ Promotions & New Hires
Anita Fox began her tenure as the director of the Michigan Department of Insurance and Financial Services on Monday. Fox ...
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Bryan to lead Farmers Trust

/ Promotions & New Hires
Farmers Trust and Savings Bank, Spencer, Iowa, named Mike Bryan its new president. He takes on the role from retiring ...
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Iowa Trust names new president/CEO

/ Promotions & New Hires
Renate Deininger has been appointed president and CEO of Iowa Trust and Savings Bank, Centerville ...
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Opinion

Boldly going where no one has gone before…

/ Operations
Banks these days offer some payment transactions in real time, others in simulated real time, and still others in a ...
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New law offers banks a way to accelerate deposit growth

/ Operations
For a long time, it seemed as if the deck was stacked against community banks. But now, some of that ...
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Would liquidity be worse if the crisis hadn’t happened?

/ The Economy
As interest rates rise, it is an interesting time to think about deposits. The change in the rate environment puts ...
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Community Relations

WaterStone launches program for first responders

/ Community Relations
Wisconsin’s WaterStone Bank is launching an add-on program for checking accounts exclusively for first responders ...
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ChoiceOne builds Tree of Hope

/ Community Relations
Employees in ChoiceOne’s main office and loan operations department, both in Sparta, Mich., collected more than 100 gifts to deliver ...
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Northview helps with winter prep

/ Community Relations
A bank based in Finlayson, Minn., helped its community members prepare for the cold weather through an outerwear drive ...
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