Credit for cash flow

It’s a big deal when any small business lands a big customer. Business owners dream of landing a Fortune 500 customer that will assure sales and boost profits. But of course, that’s not the end of the challenge. No small business owner wants to become dependent upon one big customer, so the ultimate goal is to land several big customers. [Continue]

Entrepreneurship starts with you

An entrepreneur is someone who surveys the landscape, looks for things that could be improved, and acts toward that improvement. Entrepreneurship, at its essence, is problem-solving. Sometimes an entrepreneur will start a company to solve that problem, and if the company is successful, that entrepreneur becomes famous. [Continue]

Communities need a good bank and a good newspaper

People have long talked about the demise of banking. And in the last decade, talk has ramped up on the decline of print media. Of course these industries are changing, and it is likely these industries will move to a fewer number of larger players. But these industries are not going away. In the right niches, banks and newspapers remain important providers of essential services. [Continue]

Tech activity demands ILC shift

Banks and technology companies can form great partnerships, but policymakers should watch how these two industries interact, and intervene if equal access to credit or financial stability is threatened. The country has long benefited from laws that separate commerce from banking; this separation may be more important than ever as the world grows more technologically capable. [Continue]