Workplace culture must be top priority at FDIC

The announcement by Martin Gruenberg that he will step down as chair of the FDIC is welcome news in light of the Cleary Gottlieb Steen & Hamilton report that was made public on May 7, but the move fails to lift the stink of politics that continues to foul the air around the regulatory agency charged with care of the bank insurance fund.  [Continue]

Loan-to-deposit ratio realities

Loan-to-deposit ratios at many community banks are up. In the old days, that meant loan demand was strong. But in today’s environment, we know it likely means deposits are drying up.  [Continue]

Fines, fees and votes

Price fixing is always political and it is nearly impossible to miss the partisan motivation behind this anti-competitive price cap. [Continue]

Greatness contemplated

“Resistance is the catalyst to greatness.” I have been thinking a lot about that statement, shared by Lt. Col. Dan Rooney during the first general session at ICBA Live a couple of weeks ago. [Continue]

Midwest bankers flood ICBA leadership ranks

The Independent Community Bankers of America met in Orlando last week. Lucas White, president of the Fountain Trust Company of Covington, Ind., was elevated to ICBA president, and Jack Hopkins, president of CorTrust Bank, Mitchell, S.D., was installed as president-elect. Both distinguished bankers have been honored by BankBeat magazine.  [Continue]