Straight Talk: You’re on your own

Isn’t it ironic that at almost the same time the Fed lends J.P. Morgan Chase $30 billion to buy Bear Stearns, the FDIC hires 140 people to prepare for bank failures across the country? The message is resoundingly clear: The government will bail out the big guys, but the little guys will be allowed to fail. If you are a little guy, you really are on your own; no is going to help you out if things get tough.As a little guy, though, you already know that. “Too big to fail/too small to . . .

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