When you’re a hammer, everything looks like a nail, as they say. On the surface that might have been the case in a new study released by Plinqit, a young fintech specializing in saving tools banks can offer customers. [Continue]
Artificial intelligence is becoming an increasingly vital tool for compliance teams dealing with the growing complexity of data-heavy regulations. [Continue]
Traditional regional and community banks in the United States are challenged by financial technology providers to acknowledge the ongoing digitization and broadly applicable tech-focused future of banking. [Continue]
In an era of data-driven loan decisioning, bankers are working to better integrate and utilize their existing customer data more effectively, particularly for their business banking customers. [Continue]
Less than six months after the Synapse collapse, the FDIC released a notice of proposed rulemaking intended to strengthen recordkeeping requirements for certain types of custodial deposit accounts. [Continue]
The geographic walls of the community banking world have been crumbling for some time now as tech breaches these limitations. [Continue]
AI continues to make waves with seemingly limitless possibilities and bold promises. However, AI also introduces new risks, and in this highly regulated industry, there is simply too much on the line to engage in trial-and-error experimentation. [Continue]
Carlos Netto, CEO of Matera, a core banking and digital payments platform, talked to BankBeat about this ongoing issue and how technology is helping banks and their fintech partners successfully — and compliantly — navigate BaaS. [Continue]
The relationship between fintechs and community banks has evolved in recent years, shifting between collaboration and competition. [Continue]
“If it ain’t broke, don’t fix it.” While there is a great deal of wisdom in this old aphorism, it isn’t an approach that I would advocate for banking infrastructure. [Continue]