CBI convention notebook

Superintendent concerned about high number of 3-4-5 rated banks       Tom Gronstal, Iowa Superintendent of Banking, said the number of 3-rated banks is growing. “At the end of June, we were up to 49 banks that were rated 3, 4 or 5 in the state, of state charters. I am hoping we are coming to the … Read more

Straight Talk: A Boring Future?

      Will the Consumer Financial Protection Bureau make utilities out of the nation’s larger banks? I think it is a question worth pondering. Elizabeth Warren, Michael Barr or whoever President Obama names to head the new bureau certainly will not take the job to be a caretaker. They will want to make a … Read more

Straight Talk: In This Together

     Budgets are tight at most community banks and I think most of the businesses that serve the banking industry would tell you their business has been off a bit over the last one to two years. This demonstrates the importance of the banking industry: Its fortunes affect a lot of organizations, including NorthWestern … Read more

Straight Talk — Bifurcation realized?

      Congress has passed financial reform legislation. Now what?       Well, we know that the regulatory agencies will be spending the next two to three years writing rules to implement the 2,300-page legislation. Certainly the associations and their respective members will work hard to be a part of this crucial process.       But I wonder … Read more