Opinion

Planning to adopt FedNow? Ask these questions.

Abhishek Veeraghanta image

The FedNow Service is poised to change how Americans move billions of dollars through the banking system. There’s no reason for your institution or its account holders to miss out on this opportunity.  [Continue]

Questions over legalized pot continue to burn

If we’re going to have real debates about how or whether to legalize marijuana, we’re going to need better data. Loosening federal restrictions on researching the impact of the drug — whether good or bad — is a long-overdue step. [Continue]

Credit union tax exemption unnecessary, detrimental to banks

Several credit union-bank acquisitions have already been announced in the first five weeks of this year, continuing their record pace of recent years and providing further evidence that tax-exempt CUs should adhere to the same tax structure as banks.  [Continue]

Three key innovation areas to watch in 2024

In the financial landscape, 2023 will be remembered as a historic year with high-profile regional bank failures, a steady stream of Fed interest rate hikes, the explosion of generative AI and machine learning (ML), and many other significant events and shifts. [Continue]