New loan growth continues to be a challenge as most banks are extremely liquid with excess deposits. Net interest margin compression is at the top of everyone’s mind so finding alternative ways to grow profitability in a low interest rate environment is a challenge all bankers are facing.
United Bankers’ Bank provides loan participations as well as comprehensive investment services. Both of these provide opportunities for community banks to deploy excess liquidity into loan growth and increased interest income. We presently have over $200MM down-streamed loans to our respondent banks, delivering earnings to their income statements.
UBB Securities utilizes a total balance sheet approach to investment portfolio management which ensures banks are adding incremental income in a strategic, cash flow-focused manner to structure balance sheets for success in months and years ahead.
UBB BankValue is comprised of experienced valuation advisors. With backgrounds ranging from accredited appraisers to institutional risk management and more, the team is well equipped to help you make important business decisions. From bank stock valuations, shareholder agreements and fairness opinions, to market research, to confidential merger and acquisition assistance, the BankValue team can assist you every step of the way.
United Bankers’ Bank
1650 W 82nd Street
Suite 1500
Bloomington, MN 55431
Contact: [email protected]
Call: 952-866-9525
Visit: www.ubbbankvalue.com