Midland States Bank, Effingham, Ill., authorized to establish a branch in Sterling, Ill.
FSB Holdings, Inc., Auburn Hills, Mich., filed to become a bank holding company by acquiring Freeland State Bank, Freeland, Mich.
Washington State Bank, Pella, Iowa, filed to establish a branch located in Pella.
The Central Trust Bank, Jefferson City, Mo., filed to establish a branch in Olathe, Kan . . .
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