#QuickTakes: Bernie Gaytko

Bernie Gaytko, chair of the Independent Community Bankers of Minnesota, describes the CRE outlook in the state, how the process of gradual reopening has gone so far, what changes his bank has made to its disaster preparedness plan and what comes next with PPP forgiveness.

“I think it’s going to be a good year for community banking when you look back,” Gaytko said.

Gaytko is also president and CEO of First National Bank of Waseca, Minn.