Straight Talk: Bankers need time

      Many banks are struggling with distressed real estate, both commercial and residential. The bottom quickly fell out of the real estate market, which is currently – and temporarily – at a standstill. Policymakers, rightly concerned about the condition of the banking industry, have launched and proposed several costly programs for restoring industry health. Billions of dollars have been set aside for capital infusions of one form or another, although to date most of the money has gone to the industry’s larger players.

      Here’s the . . .

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