00 Feature Top – Row

3 top articles at top of home page.

Bowman: Bank capital hike unwarranted, detrimental

Higher bank capital requirements could reduce bank lending while benefitting nonbanks, said Federal Reserve Gov. Michelle Bowman in a June 25 speech. To Bowman, regulators should instead evaluate liquidity requirements and supervisory programs. In the wake of the failures of Silicon Valley Bank, Signature Bank and First Republic Bank, regulators must outline supervisory requirements more clearly and issue timely enforcement actions when those standards are not met, Bowman said. [Continue]

Rate hikes top list of Heartland banker concerns

Federal Reserve rate hikes are the greatest challenge in the 12 months ahead, according to bankers from a 10-state region in the center of the United States. Respondents to the Rural Mainstreet Index rated rising bank regulations a distant second. [Continue]

Inflation, staffing shortages continue dampening outlook

Small business optimism remains stunted amid high inflation and staff shortages, but consumer spending continues to drive hiring and buoy the economy, according to the National Federation of Independent Business. The NFIB’s Small Business Optimism Index increased 0.4 points in May to 89.4, its 17th straight month of being below the 49-year historical average of 98. [Continue]

Meeting needs with a neobank

Successful people reimagine how things should be done, according to entrepreneur Mark Cuban. “They don’t ask people what they would want. They envision a complete reapplication. Then they decide what to do with what they just created.” With that definition, Totem Bank could end up being the poster child for entrepreneurial success.  [Continue]

Filling a Native Niche

Bank building photo

Offering financial services to members of Federally recognized tribes can be a complicated endeavor. In order to meet those needs, different solutions have been created. [Continue]

#QuickTakes: Aaron Stoffer

BankBeat’s Tom Bengtson discusses loan pricing with Aaron Stoffer, relationship manager and investment officer at Country Club Bank Capital Markets Group. [Continue]