We’ve come a long way from the dark days following the Great Recession. Based on economic growth, interest rates, tax reform and regulatory relief, most banks are showing improved earnings and improved prospects. [Continue]
The number of bank merger and acquisition transactions has declined each of the last four years across the country, and particularly throughout the Upper Midwest, and that trend is expected to continue. [Continue]
The mergers and acquisitions market dominates many conversations in the financial industry. With that in mind, BankBeat impaneled seven M&A industry insiders to discuss current trends, strategies and overall advice. [Continue]
The influx of capital into the market from tax reform prompts possible changes to bank merger and acquisition activity. Some bankers may use their tax savings to pursue acquisitions, while others may see the lowered tax rate as an opportunity to maximize profits. A change to the estate tax exemption likewise could shift some attitudes … Read more
Seven industry insiders field questions about the current mergers and acquisitions market and the best ways to approach deals. [Continue]
A merger of equals in Colorado, Nebraska and Wyoming brought together two unlikely partners thanks to a chance conversation. [Continue]
Wisconsin and Minnesota banks join; two family banks combine between Iowa and Colorado. [Continue]
In the past two years we’ve experienced the sale of four community banks where we served as directors and investors. Our experience as community bank investors, executives and directors was enriched as each bank engaged in the process.
So what did we learn?
First, strategic shareholder value updates should be on every holding company board’s agenda. The board is directly responsible for preserving, protecting and defending the shareholders’ interest in your bank’s capital account. Most directors are not focused on banking on a daily basis; we need to be reminded regularly of community banking trends and valuations. [Continue]