Equity Bancshares, which operates the Equity Bank franchise from its base in Wichita, Kan., is a relatively young holding company, formed in 2002. Since then it has completed nearly 20 mergers and acquisitions, and sees little point in slowing down. [Continue]
There can be a push-pull between a buyer’s desire for the seller to stand behind the operations of the bank being sold, and the seller requiring a buyer to perform due diligence and take ownership of the acquired bank. [Continue]
A non-competition provision will help a buyer protect its investment, particularly when a seller is only selling a portion of their operations and will continue operating following the closing. [Continue]
Leslie Miller, vice president at Iowa State Savings Bank, Knoxville, received the Iowa Bankers Association’s 2018 James A. Leach Leadership Award for her contributions to ag banking in the state. [Continue]
Day five of our M&A series: Continuing the allocation of risk theme, each party inserts protections into a definitive agreement to protect them against losses from a deal gone bad. [Continue]
This month, BankBeat takes a magnifying glass to M&A activity. Part 4: Putting price and financial condition in the rear-view, what happens if a deal goes sour? [Continue]
This month, BankBeat takes a magnifying glass to M&A activity. Part 3: With purchase price and terms of the deal hammered out, the parties will then turn towards the nuts and bolts of the transaction. [Continue]
This month, BankBeat takes a magnifying glass to the merger and acquisition activity underway in the community banking industry. Now that you’ve set the purchase price, exactly how will that payment be made? [Continue]
This month, BankBeat takes a magnifying glass to the merger and acquisition activity underway in the community banking industry. First up: Purchase price and its factors. [Continue]
In spite of due diligence and best intentions, merger and acquisition activity invariably heightens the risk of liability and the threat of shareholder lawsuits that claim some degree of economic harm due to a merger. [Continue]